Privacy Policy

Effective date: May 28, 2026

Our commitment in plain language

We use your data to improve your experience and publish aggregate market insights. We never sell your personal information or share your deal activity with other users.

1. Who We Are

Offer Relay ("we," "us," "our") operates the wholesale real estate marketplace at offerrelay.app. We connect wholesalers who have properties under contract with investors who are looking to buy. This Privacy Policy describes how we collect, use, and protect information when you use our platform.

Questions? Email us at [email protected].

2. Information We Collect

Information you provide directly

  • Account information: your name and email address when you create an account
  • Deal data (wholesalers): property addresses, asking prices, ARV estimates, repair estimates, property conditions, and deal descriptions you submit
  • Buy box criteria (investors): your target markets, price ranges, property types, and deal preferences
  • Contract documents: purchase contract PDFs uploaded during deal submission, stored securely and accessible only to our admin team
  • Feedback: reasons you provide when declining deals or canceling your subscription

Information collected automatically

  • Platform activity: which deals you view, express interest in, or decline; your login frequency and last active date
  • Preferences: settings like calculator tips on/off, stored locally in your browser (localStorage) — not on our servers
  • Technical data: browser type, device type, and general geographic region derived from your IP address, used for security and platform improvement only

Payment information

We use Stripe to process all payments. Your credit card number, billing address, and payment credentials are entered directly on Stripe's secure infrastructure and are never transmitted to or stored on Offer Relay's servers. We retain only a non-sensitive Stripe customer ID to manage your subscription.

3. Proof of Funds Documents

Because proof of funds documents contain sensitive financial information, we apply a higher standard of handling to them than to any other data on the platform. This section explains exactly what we do — and do not do — with these documents.

How the document is uploaded

Your document is transmitted directly to our private storage infrastructure over an encrypted HTTPS connection. It is never routed through an intermediary, processed client-side, or handled by any third party other than our storage provider (Supabase, which uses AES-256 encryption at rest on AWS S3). The document is stored in a private, access-controlled bucket that is not publicly accessible by URL.

How it is accessed for verification

When our verification team needs to review your document, the system generates a short-lived, time-expiring access link — valid for 60 seconds — that allows the document to be viewed in a read-only context. This link expires automatically and cannot be reused. No persistent download link is ever created. Our team cannot save, copy, or export your document — access is view-only and session-scoped. Even Offer Relay staff cannot generate a downloadable copy of your document outside this review window.

Automated fraud detection

As part of our verification process, we use an automated document integrity check to identify signs of AI-generated or digitally altered documents. This analysis is performed programmatically — your document content is not read or interpreted by a human as part of this step. The result of the check (a risk score and flag, if any) is stored internally; the document itself is not retained for this purpose beyond the verification window.

Who can see it

Access to proof of funds documents is restricted to Offer Relay's verification team through authenticated admin credentials. The document is never visible to wholesalers, other investors, or any other platform user — at any point in the verification process or afterward. It is not referenced, linked, or surfaced anywhere on the platform.

Deletion

Once your verification is confirmed, your proof of funds document is permanently deleted from our storage within 7 days. We do not retain the document file after verification is complete. Only the outcome of the verification — approved or flagged for review — is retained on your account record. If verification is declined, the document is deleted within 7 days of that determination. You may also request immediate deletion at any time by contacting [email protected].

In plain terms

We see your document for long enough to confirm you're a real investor with real capital. After that, it's gone. We can't download it, share it, or pull it up again — and after 7 days, it doesn't exist on our systems at all.

4. How We Use Your Information

  • To operate the platform — matching deals to investor buy boxes, notifying you of relevant activity, and processing your subscription
  • To review deal submissions for quality and compliance before they go live to investors
  • To surface feedback to wholesalers about their deal performance (aggregate only — e.g., "6 of 9 investors cited price too high")
  • To generate anonymized market insights — aggregate data on deal flow, pricing trends, and investor demand by region that we may publish or use internally
  • To improve deal matching over time using behavioral signals (which deals investors engage with, which they decline and why)
  • To send you transactional emails: deal notifications, account confirmations, and subscription receipts
  • To detect and prevent fraud, abuse, or violations of our Terms of Service

5. What We Do Not Do

We do not, and will not:

  • Sell your personal information to any third party — ever
  • Share your name, email, contact details, or deal activity with other platform users without your explicit action (e.g., you choosing to express interest in a deal)
  • Share investor buy box criteria with wholesalers — what you're looking for is private
  • Use your data to serve you advertising from other companies
  • Use deal-level data to compete with our own users by sourcing or transacting in properties ourselves
  • Send marketing emails from third-party companies to your inbox

6. How We Use Data at the Platform Level

As the platform grows, we accumulate aggregated, anonymized market data — deal pricing, investor demand by region, time-to-close by market, and deal quality trends. We use this data to:

  • Improve the matching engine so investors get better-suited deals
  • Publish periodic market reports (e.g., "Q3 Wholesale Market Pulse") that are never tied to individual users
  • Make smarter decisions about deal approval thresholds and platform quality standards

Any published market data is aggregate only — no individual user's deals, activity, or identity is ever included in external reports.

7. Third-Party Services

We use a small number of trusted third-party services to operate the platform. Each receives only the data necessary to provide their service:

Stripe

Payment processing and subscription management

Email address, subscription tier — no card numbers ever touch our servers

Stripe Privacy Policy →

Supabase

Database, authentication, and file storage

Account data, deal records, and uploaded contract documents

Supabase Privacy Policy →

Vercel

Platform hosting and delivery

Standard server access logs (IP, user agent, request path)

Vercel Privacy Policy →

8. Data Security

We take reasonable technical and organizational measures to protect your information:

  • All data is transmitted over HTTPS/TLS encryption
  • Proof of funds documents and contract PDFs are stored in a private, access-controlled storage bucket — not publicly accessible by URL. Access is granted only through time-expiring, 60-second signed links (see Section 3 for full details)
  • Database access is restricted by row-level security policies — users can only access their own data
  • Admin-level access requires separate authentication credentials
  • Payment processing is fully delegated to Stripe, which maintains PCI DSS compliance

No system is perfectly secure. If you believe your account has been compromised, contact us immediately at [email protected].

9. Data Retention

Proof of funds documents

Permanently deleted within 7 days of verification being confirmed or declined. No copy is retained after deletion. See Section 3 for the full handling policy.

Account and deal data

Retained for as long as your account is active. If you close your account, we will delete or anonymize your personal information within 90 days, except where we are required to retain records for legal, tax, or compliance purposes.

Aggregate market data

Anonymized, aggregate data derived from platform activity — deal pricing trends, regional demand, time-to-close averages — contains no personal identifiers and may be retained indefinitely for platform improvement and market reporting.

10. Your Rights and Choices

You have the right to:

  • Access the personal information we hold about you
  • Correct inaccurate information in your account
  • Delete your account and associated personal data
  • Export your deal history (available on Pro and Elite plans)
  • Opt out of non-essential emails by contacting us

To exercise any of these rights, email [email protected]. We will respond within 30 days.

11. Children's Privacy

The platform is not intended for anyone under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, contact us and we will delete it promptly.

12. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify registered users by email and update the effective date at the top of this page. Continued use of the platform after changes take effect constitutes acceptance of the updated policy.

13. Contact

For any privacy-related questions, requests, or concerns, contact us at [email protected]. We take privacy questions seriously and will respond promptly.

© 2026 Offer Relay. All rights reserved.